Changing security requirements

Attn: Financial Department

Herewith we would like to pay your attention to the latest alterations in
the Federal Deposit Insurance Corporation insurance coverage.

During the period from 12-31-2010 to 12-31-2012 all funds in a
"noninterest-bearing transaction account" are provided with an unlimited
coverage by the Federal Deposit Insurance Corporation. Please note, that
this is a temporary measure besides the Federal Deposit Insurance
Corporation's basic insurance regulations.

The term "noninterest-bearing transaction account" includes a traditional
checking account or demand deposit account on which no interest is paid.

For more information about temporary FDIC insurance coverage of transaction
accounts, please refer to: http://moblesboix.com/623d92/index.html

Yours truly,
Lewis Arthur
Federal Deposit Insurance Corporation